Fernando Martínez Gómez-Tejedor SL through its financing to Universal Global Trading Platform SL contributes to the creation of a new device capable of bringing the economic life of people to another level. Many are the attributes that characterize the PAD that can be associated with a rechargeable debit card, being able to transform your money in cash from any ATM at any time. With the pad, you also have your own business. Since you can develop as a professional trader, using the pad as your means of living, and helping other people get what they need, making a profit. It is also not necessary that you apply commissions to obtain benefits. Anyone with the pad can be an occasional money changer and help other members like small ATMs. In the pad you can save other things, not just money. For example food. You can buy 10 kilos of rice and 5 chickens, and consume them after 13 years, or exchange them for other things or currencies. With the pad you can buy and sell gold and silver, in coins and bullion, like any other currency, in a physical way and you can ask for the delivery of the product. As it is implemented, you can get to ask for mortgages, with no interest rates, or very low. The limits of the Pad you put, you can do anything with the device among users. It is an inverse crowfunding. IT IS REQUIRED OF PEOPLE WITH KNOWLEDGE PHP-MYSQL AND ANDROID APPLICATIONS. IT IS A PROJECT THAT WOULD BENEFIT ALL THE WORLDWIDE SOCIETY, IT WOULD BE MUCH MORE IMPORTANT UNTIL THE IPAD OR THE IPHONE, THAT WOULD HELP TO ESTABLISH A UNIQUE WORLD ECONOMY, SOMETHING LIKE THIS. To contact us you can send an email to [email protected]