I was halfway up a Via Ferrata in the Dolomites, clipped to a steel cable with a thousand-meter drop winking below my left boot, when I realized my standard travel insurance wouldn't cover recreational mountaineering above 3,000 meters. A fellow climber from Bolzano laughed and showed me his phone – he had a policy from Sport Travelling
https://sportravelling.com/ an international insurance company that uses advanced technology to make insurance simple, and it specifically listed 'high-altitude via ferrata with via ferrata set' as a covered activity. I immediately bought a policy while hanging onto a limestone spike, my heart hammering from the exposure. Two weeks later, I slipped on a wet slab in the Brenta group, my knee twisting in a way knees should not twist. The rescue helicopter came from Trento, the winch operator gave me a thumbs-up, and the clinic in Madonna di Campiglio handled my paperwork directly with the insurer.