13.5, 78t spur, 26t pinion...you didn't ask the make/model of car, you didn't ask on road/off road, you didn't ask a number of legitimate questions.

Your "Sorry, denied." answer seems to be far too ready to be an actual insurance provider. Or is it?

If this is your answer to every claim, then yes, by all means, go into business...but expect to be sued like the insurance company that didn't cover ThunderbirdJunkie's uninsured motorist claim when some illegal immigrants, that were proven to be illegal, rammed into his 3 year old Explorer back in 2004...

haha, im growing very tired of people being so "touchy" in this day and age. anyone who knows me personally knows ill help anyone and everyone who needs it, or asks, im usually the guy at the track either loaning equipment, or helping people with there setups, then again, people help me as well, what comes around goes around.

but when i have something to say, i dont sugarcoat it, nor do i want things sugarcoated for me, im a grown man, i can take it :D

Look at it this way: you just admitted you've been posting on the thread only to troll people for your own entertainment, yet at the same time you're calling other people's maturity into question and boasting about your own. What are people supposed to think?

I guess if that's what it takes to have a fun afternoon...

i said what i meant, and i meant what i said.

the guy who thinks this is a good idea, no matter WHO he is, is an idiot, and has simply ZERO grasp on reality.

people can think whatever they wish of me, they can also say whatever they wish, im a grown man, im not going to get all emo and upset about it like the majority of people seem to do these days.

the sidepart of this thread, was that it has created entertainment for myself, and others{based on the pm's ive gotten}

I gotta say that anyone who would put an idea like collision insurance for an R/C car on a forum for anything other than a joke would fall into the idiot category.

Really, collision insurance for an R/C car..:ha:

[QUOTE=FTSC10;8749565]i broke a neighbor's kids uncle in half because he stepped in front of my slash while i was doing 60+ speed runs..You broke a neighbor kids uncle in half! SICK!!!!:lol:

Guys,

3 pages in 24 hours over this. I'd say it was a good topic and something fun to talk about. Check out a few of the posts below that came up:

[QUOTE=simplechamp;8749526]I don't see what's so ridiculous about wanting your RC investments covered on your homeowners insurance. That's what homeowners insurance is for, to protect you financially in the event your home and/or possessions are destroyed. I think liability insurance for inuring someone is a stretch, but I don't see how insuring the RC stuff against loss is any different than any other stuff like home electronics or major appliances[QUOTE]

Perhaps some of you didn't know it was covered under a homeowners policy. I for one didn't think it was. I called my agent and asked. They are willing to insure all of my RC items with an endorsement. I know some of you said it doesn't cost you anything; mine said it will be $2.00 extra a month premium to cover all of it against any kind of perils my homeowners falls under.

Insteresting fact, and I didn't know that until I posted this up for fun.

Also, I didn't know tracks have a "waiver" for injuries. That too is something I learned based on this conversation.

Also, the concept of an "Umbrella" policy came up. Without the power of google, I wonder if the smart alecks that keep saying over and over again "This thread is dumb, blah blah,.." even know what one is without the power of google and then coming across as intelligent to there RC tech peers.

An umbrella policy would cover against liability suits; probably even deriving from an RC injuring someone. I'd say that's something to look into and confirm because homeowners covers "home" and auto, covers "auto"; and I'm not familiar with a personal property coverages causing injury to someone else. That is like getting coverage for your toaster injuring someone because it's propelled at someone in excess of 50mph.

But...... again. You critics can run your mouths all you one about how stupid this thread is. I learned something and I'm appreciative I did. I think it's a fun conversation and if you feel your life is being wasted going through this; well, it's a simiple solution:

"Unsubscribe".

The mere fact these critics continue to respond and show their dissatisfaction with this conversation shows that they:
a. don't have a life.... at all
b. have a low self esteem and are trying despirately to boost their own with the put down of others.
c. despirately seek attention
d. all of the above.

I for one go with "d. - all of the above". Thanks to those that put in some useful information as I have quoted above.

Well I'm not sure exactly where you put ME in that list but if people can read throught the sh$t storm there is some valuable information in there. Umbrella policies for those who may not even know they exist or what they are and some may have thought all the their R/C stuff stuff was covered when it may not have been, and how to make sure it is.

If the whole collision/comp. for R/C cars part wasn't in there this thread may have gone a different way.....

Yes, I would buy it.

I put you in there because of your statement about putting thousands under your homeowners and taking a little more work to verify the cost of what you're covering. That's good information.

Notice how I didn't quote any of your smarta$$ remarks ;) Because they wern't useful.

From liability, to collision, to comp, to special endorsements. The thread was about "Would you buy insurance for your RC". It doesn't matter what form we are talking about. Insurance is insurance. Talk about all forms and explore all options.

For some even making a schedule for your RC toys under your homeowners is dumb, as these truly are "just toys". But even you agreed insuring them under your homeowners is a good idea if you have thousands worth of RC stuff.

For you, collision is dumb. Yep. It might be. For some... maybe they would see some value in it. That's the beauty of opinion.

So some of the $hit storm your referencing was in fact created by you, and by me fighting with that other fool, or even a few spurts with others. All in all..... this wasn't a bad topic to discuss and if people had the ability to be impartial and rational with an open mind on the issue; perhaps there wouldn't have been the storm that occured.

All in all, I'm grateful for some of the information that's occured in this thread. And even you racer had some valuable input, hence why I put YOU in here :lol: I don't hold grudges pal... it's just a virtual forum about fast moving toys. I'll take the good in WITH the bad in these posts.