Well I'm not sure exactly where you put ME in that list but if people can read throught the sh$t storm there is some valuable information in there. Umbrella policies for those who may not even know they exist or what they are and some may have thought all the their R/C stuff stuff was covered when it may not have been, and how to make sure it is.
If the whole collision/comp. for R/C cars part wasn't in there this thread may have gone a different way.....