Credit card fees are like 2%, so Tim can just keep the diference. i dont see why he cant collect $500 from us and only give a $490 credit to Army Medic and then use the $10 for the fees..I am sure we would all be OK with that..There are paypal fees also, so either way there are going to be some percentage of our donation going to either Visa/MC or Paypal..Lets get past that and just get the money in