Originally Posted by Radio Active

AARCMCC have a group insurance policy that affiliated clubs can buy into as of late last year. The AARCMCC insurance package includes public liability, personal injury insurance for racers, travel insurance to and from meetings and indemnity insurance. Taking out the insurance option isn't a requirement of affiliation.

To host an AARCMCC sanctioned event a club has to be AARCMCC affiliated and meet some other requirements, one of which is a certain insurance standard. Those clubs who have joined the AARCMCC insurance scheme meet the standard. Other affiliated clubs can still host sanctioned events if their policy meets the standard AARCMCC require. There is some talk about the standard being raised, I'm not sure where that is up to.