PADIRTLMJUNKIE, I edited your post to make it a little easier to read.
Here's some answers for you:
Rollout is defined as the distance your car travel at a single rotation of the motor.
So a rollout of say 30mm means that your car will travel 30mm when the motor has rotated 1 full time.
To understand rollout you need at least to have seen it being calculated once:
Rollout can be calculated as follows: take the rear tire diameter, say 55mm.
Multiply by Pi (3.14) = 172.70 .
Divide this number by the number of teeth on your spur gear, in your case 81 = 2.13
Multiply this by number of teeth on your pinion, in yoy case 19 = 40.5.
This means your car will travel 40.5mm each time your motor turns.
Each motor has an optimal rollout, depending on the number of cells you run, track size and small things as springs and brushes type on the motor etc.
If your car runs well at a rollout 40.5mm, you can best print yourself a rollout chart at
www.gearchart.com.
Click on gearchart creator, then select pancar 10th or 12th scale, than click on target rollout chart in the middle of the screen.
Enter spur pinion gear and tire diameter. or the tire diameter use the diameter of a halfway worn rear tire, somewhere around 55mm.
Click on rollout and a gearchart is created.
Now you can keep your rollout constant for a contantly fast car by simply measuring your rear tire diameter every other run and adjust pinion size to keep as close to your optimal rollout as possible.
Now for 48pitch vs 64pitch.
64 pitch is more eficient than 48 pitch due to the fine teeth size, but only to a very small degree.
64 pitch is also way more fragile becuase the small teeth will strip more easily.
I wouldn't bother to switch for now, maybe when you find that you just need that small last little bit extra to win the nationals.
As a last for the brushed vs brushless.
If you gear your brushed motor correctly, and keep the motor in good concition, you will be just as fast as the brushless guys.
The main advantage of the brushless setup is that it requires less maintainance and makes for longer runtimes.
The less maintainance part is where it is less expensive. You don't need to buy fresh brushes every now and then, true the motor's comm etc.
Again: a good brushless will be just as fast as a well maintained brushed, so no worries there.